Collateral Risk Management Solutions

Benefits

Designed to meet the needs of today's lenders and investors, Vector™ provides a configurable, intelligent and secure collateral risk management platform that allows you to deploy and manage collateral risk processes and valuation methodologies. This platform meets the high-volume, highly targeted needs of today's lenders and investors. It incorporates OCC and FIRREA guidelines along with comprehensive user management and transaction auditing.

By providing rapid, on-demand access to real estate information,
lenders and investors can quickly make superior collateral risk
decisions while minimizing risk.

Rules Management & Optimization

Vector’s rules management allows you to automate and enforce
credit policy guidelines. Prioritize rules and use flexible exclusion
parameters to maximize outcomes, taking into account areas where
you most suspect fraud, areas affected by natural disaster or more.

Reports, Audit Trails & Performance Data

Evaluate and refine your rules using performance metrics and
management reports with multiple views.

• The Rule History feature provides an easy to access Audit Trail
• Management reports and performance metrics facilitate compliance with Federal Regulations and put the information you need at your fingertips

Datamart

Use the Datamart feature to archive processed AVMs and build
custom reports. Templates allow customers to select frequency
options — including daily, weekly, or monthly — as well as which
fields are to be included in the output.

• 
  Receive an email alert when Datamart has completed processing and is ready to view
• Download usage data into internal applications
• Evaluate key performance indicators including AVM metrics, rules performance, exceptions tracking, and more

Additional Benefits

• Reduce cost
• Streamline your underwriting process
• Minimize exposure to fraud and loan defaults
• Optimize AVM use
• Fast-track loan approvals
• Enhance borrower satisfaction and loyalty
• Seamless connectivity and integration with your own systems and online environment
• Supports OCC and FIRREA guidelines
• Get accurate property values

Features

Rule Management Solutions

• Exclusion Rules
• LoanIQ and Fraud Rules
• Sequence and Acceptance Rules
• Automated Acceptance Rules
• Rule History
• Flexible rules by State and County

Reporting

• Vector Formatted Reports
• AVM Brand Formatted Reports
• Datamart Reports
• Custom Datamart Report
• Online Report Archive

Delivery Options

Get the information you need, in exactly the ormat you need it, with a variety of flexible delivery options.

• HTML-based website
• MISMO-based XML service
• Custom bulk data requests fulfilled through our service bureau offering