Find all the latest studies and articles written by our top research and analytics professionals.
| In-Depth Studies | Detail | Date |
|---|---|---|
| Mortgage Payment Reset: The Issue and the Impact | What will be the impact of mortgage payment reset on lending industry and the national economy as a whole? | 03/12/2007 |
| A Ripple, Not A Tidal Wave: Foreclosure Prevalence and Foreclosure Discount | In the economic analysis of residential real estate, thoughts of a coming wave of foreclosures are not far away | 11/16/2006 |
| Equity by the Bay | A Study of Residential Real Estate in San Francisco | 10/16/2006 |
| The Real Estate Cycle in 2006 | Evaluating Market Position, Identifying Turning Points and Constructing Scenarios | 05/18/2006 |
| Mortgage Payment Reset: The Rumor and the Reality | In the United States, there are 7.7 million currently active adjustable-rate first mortgages that originated in 2004 and 2005, representing $1.888 trillion in debt. | 02/08/2006 |
| Residential Foreclosures: The Prevalence, the Power, and the Opportunity | This study investigates the prevalence of foreclosure sales and the depth of foreclosure discounts in 629 counties across the country | 10/28/2005 |
| Real Estate Flipping: Gold Mine, Mistake or Fraud? | Details on the practice of real estate "flipping," or the re-selling of residential properties for profit within 24 months of purchase | 08/30/2005 |
| Lending to Tomorrows Borrowers: New Opportunities and New Solutions | News stories and advertising offers would suggest that lending and borrowing have become far more generous in recent years and months | 05/23/2005 |
| The Cycle Turns | Economic Forecasting of Residential Real Estate Prices for 2005 | 02/28/2005 |
| Who is Buying? Diversity Finds A Home | From the Pacific to the Atlantic, millions of ethnics who were already physically and demographically present are now moving up the economic ladder into homeownership. | 08/25/2004 |
| Residential Foreclosures in the United States | If interest rates were to rise in the future, and if prices were to fall, the number of foreclosures would be expected to rise | 07/12/2004 |
| Briefs | Detail | Date |
|---|---|---|
| Challenging the Conventional Wisdom: Do Declining Markets Negatively Impact AVM Accuracy? | Recent changes in residential property values have prompted the question: How well does an automated valuation model (AVM) function in turning or declining markets? | 11/26/2007 |
| Assessing Broker Price Opinion Accurary: Can a Tailored Default AVM Perform at Parity? | In addition to those going into foreclosure, millions more borrowers will experience some serious stage of delinquency or default due to job loss, divorce, major medical event, or mortgage payment reset stress. | 10/30/2007 |
| New Default AVM Offers Low-Cost Relief for Servicers | 07/02/2007 | |
| Interest in Automated Valuation Models for Properties in Default Set to Rise as Experts Predict Increased Foreclosures in 2007 | Mortgage industry experts are forecasting that defaults will increase in 2007 due, in part, to mortgage rate resets that result in higher monthly payments for borrowers | 12/11/2006 |
| How Deep Should Your Automated Valuation Model Cascade? | Today, increasing numbers of smaller lenders are adopting AVM technology into their operations | 12/01/2006 |
| Five Key Questions to Ask Your AVM Vendor | These days AVMs are ubiquitous; unfortunately, not all AVMs are created equally. | 12/01/2006 |
| New Disaster Areas Included in Automated Valuation Model Reports | The latest Federal Emergency Management Agency (FEMA) disaster areas | 11/01/2006 |
| Technology Fights Fraud: How Automated Fraud Solutions Can Help Lenders Reduce Fraud Losses | As the mortgage market prepares for a projected increase in default levels following the production boom of recent years and a changing economic climate, mortgage fraud continues to receive significant attention | 11/01/2006 |
| AVM Testing: It Is Not as Daunting as You Might Think | Rob Walker, executive vice president, collateral solutions for First American Real Estate Solutions answers some of the common questions lenders have about AVM testing | 11/01/2006 |
| Southern California Profit Report Summary | A report of median profits yielded from recent resales of existing SFRs and condominiums/townhouses in Los Angeles, Orange, Riverside, San Bernardino and San Diego CountiesLos Angeles, Orange, Riverside, San Bernardino and San Diego Counties | 11/01/2006 |
| Northern California Profit Report Summary | A report of median profits yielded from recent re-sales of existing single-family homes (SFRs) in the San Francisco Bay Area during the month of November, 2006 | 11/01/2006 |
| Vector Collateral Risk Management Platform Sees One-Hundred Percent Increase in Volume | Vector collateral risk management platform has increased 100 percent year-over-year for the last two years | 10/01/2006 |
| FraudMark Now Available on Vector | Users of Vector now have access to BasePoint Analytics' FraudMark | 09/25/2006 |
| PASS® Prospector Speeds Batch AVM Processing | First automated valuation model (AVM) developed specifically for direct marketing and other large, batch-function applications | 06/01/2006 |
| Presentations | Detail | Date |
|---|---|---|
| Mortgage Payment Reset: Its Impact on the California Market, 2007-2011 | 10/19/2006 | |
| Rising Mortgage Interest Rates: The Impact on Southern California Real Estate | Home Prices Have More Than Doubled in Five Years | 07/14/2006 |
| Has the Fire Burned Out? The Return to a Normal Market | Southern California: An Example Case A Mathematical Study of Real Estate Trends | 10/27/2004 |