IdentityPro™

Detecting Borrower Patterns that Frequently Predict Loss

As identity theft increases, the more prevalent issue of synthetic identities, fabricated credit histories and falsified employment information is also growing at alarming rates.  Whether stolen or fabricated, inaccurate borrower information creates serious consequences for mortgage lenders, investors and insurers.  To stem the rising tide of identity fraud, CoreLogic developed IdentityPro™, a technologically advanced system that detects falsified information.  Using multiple data sources and complex behavioral analysis, IdentityPro reveals the types of identity fraud most likely to result in loan defaults that are among the most costly.

IdentityPro can be used at any step of the loan process to detect potential borrower fraud, enabling lenders to streamline processing of good loans.  By focusing resources only on those loans exhibiting questionable borrower information, IdentityPro accelerates processing times and increases pull-through rates without exposing the institution to greater risk.

IdentityPro can be delivered through a secure Web-based interface, batch processing, or direct XML integration into an institution’s production system.